BNPL missed payments or spent too much in the U.S. 2024, by age

As of March 2024, gen Z buy now, pay later (BNPL) users were more likely to have missed a payment than people in other age groups in the United States. Meanwhile, 35 percent of millenials had spent more on BNPL than they should have, with that share going down to 24 percent for the gen Z. Ten percent of gen X BNPL users had missed a payment.